Pawn or Sell: Which Is Right for You?

If you need cash, a pawn shop gives you two options: pawn your item for a loan, or sell it outright. Here's how to choose.

How a pawn loan works

  • You bring in an item of value, and we offer you a cash loan based on it.
  • We hold the item while you have the loan.
  • Repay the loan and you get your item back. Loan repayments are made in cash.
  • No credit check is needed, because the item secures the loan.

Ask at the counter for current loan terms.

How selling works

  • You bring in the item, we make an offer in person, and you're paid in cash on the spot.
  • There's nothing to repay.

Which is right for you?

Pawn if:

  • You want the item back, like a family ring, a work tool, or your guitar.
  • You need cash for a short time.
  • You know you can repay the loan.

Sell if:

  • You don't need the item anymore, like broken jewelry or an old laptop.
  • You'd rather not have a loan to repay.
  • You want the simplest option.

Not sure? Tell us at the counter what you need, and we'll walk you through both options. See our services.